XFactorAI · AML/CTF Command Center
Good morning, Your Practice
Set up your firm details in Settings to get started. Enrolment opens in — days.
0%
Compliance Score
0
Total Clients
No clients yet
0
Recheck Overdue
All current
0
EDD Pending
No clients yet
0
Fully Cleared
No clients yet
AUSTRAC Enrolment Opens
31 March 2026
Enrol immediately when portal opens — free, ~20 minutes
— days
Full Obligations Live
1 July 2026
CDD required for all new designated service clients from this date
— days
AMLCO Notification Due
29 July 2026
Notify AUSTRAC of designated AMLCO within 28 days of 1 July
— days
Your Next Actions
Today
1
Complete AML/CTF program setup in the Setup Wizard
High
→ Wizard
Recent Activity
Live from modules
Run CDD checks, log TTRs, or complete training — activity appears here automatically.
Setup Wizard
5-step compliance onboarding
Client Dashboard
Risk cards · Recheck nudges
CDD Engine
Run full due diligence
SMR Module
Suspicious matter reports
Intelligence Report
Ownership graphs · PDF export
Bulk Import
CSV · Pre-commencement
Staff Training
40 questions · Certificates
Annual Report
Claude AI narrative · Print PDF
TTR Detection
$10,000 threshold · Structuring alerts
Professional Judgement
Ethical scenarios · Independence scoring
Policy Centre
Part A & B program docs · Compliance dashboard
Build Roadmap — AUSTRAC Score Trajectory
✓
CDD Engine v2 — Document intelligence, risk gauge, three-pillar scoring
+8pts
✓
Setup Wizard — 5-step onboarding, program generator, AMLCO appointment
+18pts
✓
Client Dashboard — Risk cards, recheck nudges, priority strip
+8pts
✓
SMR Module — Tipping-off gate, AMLCO gate, locked records
+10pts
✓
Cloudflare Worker Proxy — All 5 APIs, D1 audit log, CORS
+7pts
✓
Bulk CSV Import — Pre-commencement batch, ABR lookup, 4-stage
+5pts
✓
Intelligence Report — Ownership graph, radar, gauge, PDF export
+3pts
✓
Annual Compliance Report — Claude API auto-generates, 7-section narrative, print-ready PDF
+8pts
✓
TTR Detection — Cash ≥$10,000 flag, structuring detection, AUSTRAC form auto-populate
+5pts
✓
Staff Training Module — 4 modules, 40 questions, certificates, 7-year records
+4pts
→
Professional Judgement Training — Ethical scenarios, no single correct answer, scored on independence
+3pts
Compliance score: —
6 modules live · 5 coming soon
Gold standard: 90+/100