⚠️ Important Disclaimer: This tool is provided for informational and analytical purposes only. Output generated by this application does not constitute financial advice, accounting advice, legal advice, or investment recommendations. All analysis is AI-generated and should be independently verified by a qualified financial professional before being relied upon for any business, investment, or strategic decision. XFactorAI and its affiliates accept no liability for decisions made on the basis of this output. Financial figures, benchmarks, and ratios are extracted and estimated from provided documents and web sources — accuracy cannot be guaranteed. Always consult a licensed accountant, CFO, or financial adviser before acting on any analysis.